How it works

Read the deal. Check the math. Then sign.

Most of the money in a car deal moves in the finance office. ASK RD reads that paperwork with you — and leaves the decision with you.

01

Send RD the deal

Photograph or upload the buyer's order, lease worksheet, quote or finance contract — or just type the numbers they gave you.

02

RD reads every line

Selling price, dealer fees, add-ons, taxes, trade allowance and payoff, down payment, APR, term and payment — transcribed as printed, never guessed.

03

The math is checked in code

Amount financed, negative equity, total interest, total of payments and lease payments are recalculated independently, so a number that doesn't reconcile gets named.

04

You get your next move

What to question, what to remove, what it's worth, and the exact lines to say at the finance desk — plus a follow-up read once the dealer responds.

How deep RD goes

Quick Answer

free

The bottom line and your next move.

Research

free

Findings, evidence and tradeoffs.

Deep Dive

plus

Full analysis with comparisons and a plan.

Full Intelligence Report

plus

Everything RD can establish, laid out end to end.

Your first deal read is free, no card needed. Plus and Pro unlock the deeper work — see the pricing page for current plans.

What RD won't do

  • RD is built on real dealership and finance-desk experience. No live web research is connected, so RD never invents a price, payment, incentive or recall.
  • If too much of the page is missing or cut off, RD says so and refuses to score the deal instead of filling in the gaps.
  • The paperwork wins. If your notes disagree with the printed document, RD keeps the document and tells you about the conflict.
  • Money figures are recalculated in code, not left to the AI to eyeball.
  • ASK RD is not a dealer, a lender or your lawyer. Verify anything you are about to sign.